Finance
Investing Basics for Beginners: Grow Your Money Wisely
Understand how investing works before you risk a naira. Run live calculators for inflation, compounding and fees, compare savings, treasury bills, bonds, funds, shares and property, study how Ponzi schemes really unfold, practise decisions in market-fall scenarios, and finish with a practical Investing Lab workbook. Education only, not financial advice.
BEGINNER 341 min · 22 lessonsBy Career Forge
What you'll learn
- Explain saving versus investing, risk and return
- Use calculators to see inflation, compounding and fees at work
- Describe treasury bills, fixed deposits, bonds, funds, shares and property
- Understand diversification and time horizon
- Stay calm in market falls using a written plan
- Take apart a Ponzi scheme and score an offer with a due-diligence checklist
- Build a simple investment policy and a practical Investing Lab workbook
Requirements
- Basic maths (percentages)
- A free Google Sheets or Excel file for the practical work
- A budget and emergency fund help (see Personal Money Basics)
Curriculum
Investing Foundations
- 👋 Welcome: investing without the hypePreview
- ⚖️ Saving vs investing, risk vs returnPreview
- 💸 Inflation: the quiet thief
- 📈 Compounding: growth on growth
- ⏳ The cost of waiting: Ada and Tunde
- 🧠 Quick check: investing foundations
What You Can Invest In
- 🏦 Savings, fixed deposits and treasury bills
- 🏛️ Bonds and mutual funds
- 🏢 Shares, property and foreign assets
- 🧠 What you can invest in checkpoint
- 🧮 Assignment 1: Build your comparison sheet
Investing Wisely and Safely
- 🧺 Diversification and time horizon
- 🧾 Costs and fees: the quiet drain
- 🧠 Behaviour: staying calm when markets fall
- 🚨 How a Ponzi scheme really unfolds
- 🔍 The due-diligence scorecard
- 🗺️ Your investment policy statement
- 🧠 Investing wisely checkpoint
- 🔍 Assignment 2: Take apart three offers
Final Exam: The Investing Lab
- 🧰 Investing cheat sheet
- 🏁 FINAL EXAM: The Investing Lab
- 🎓 You did it! Certificate and what is next